Author: madcows  <fjdsa>    68.60.146.90 Use this link if you want to link to this message and its entire thread of discussion. Post a Msg
Date: 2/23/2009 12:00:02 AM
Subject: RE: What is wrong with you assholes?

While you may not be totally retarded, you sure suck at basic math. Granted, in the long run you will end up paying a bit less in interest, but is it worth getting rid of any cushion you might have in the bank? Minus the difference in the interest, you will always have the same amount of money, it's just that by my suggestion, you will have more in the bank to start off with. That's really what my point boils down to. More money in your savings account right away which is useful for a rainy day because I don't give a fuck who you are, there are so many things that can render you income-less. Obviously, you can do whatever the fuck you want. I personally would rather keep a nice chunk of money in the bank at all times. It's like an insurance policy, even though it will cost you a bit more in the long run - I think it's worth it. However, since it's impossible for you to lose your job, and find another one, feel free to save all your life (while having an apartment payment) then buy your house for cash.

I will now take the opportunity to announce the following message:
You're stupid.